=== EXCHANGE RATES ===
USD rate: 0.021491
TRY rate: 1.000000
EUR rate: 0.018859

=== TAX SETTINGS ===
TAXATION enabled: 1
TAX_RATE: 20.0

=== SIMULATION (10.99 USD) ===
Subtotal in TRY: 511.38
KDV Amount: 102.28
Total with KDV (Havale): 613.66
Commission (5.03%): 30.87
Total with Card: 644.53